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If you're a firefighter, first responder, law enforcement officer, active-duty service member or veteran, healthcare worker, or teacher, you may earn Hero Rewards® savings when you buy or refinance a home with Mindy Hay — a proud Homes for Heroes affiliate lender in Oregon, Washington, and Arizona.
Homes for Heroes is the nation's largest hero savings program, created after 9/11 to give back to the people who serve our communities every day. When you work with an affiliated real estate and mortgage specialist like Mindy, you earn Hero Rewards — meaningful savings when you buy, sell, or refinance a home.
Mindy is a proud Homes for Heroes affiliate on the lending side. That means she can pass Hero savings to you on your mortgage — her way of saying thank you for what you do.
Here's what most people don't realize: you do not have to be referred by a Homes for Heroes real estate agent to receive Mindy's lender-side Hero savings. Finance with Mindy and the mortgage savings are yours. If you also use a participating Homes for Heroes real estate specialist, those savings simply stack on top.
If you serve your community in one of these roles, you likely qualify. Not sure? Just ask — Mindy will confirm.
Let her know how you serve — firefighter, nurse, teacher, service member, and so on. She'll confirm you qualify for Hero Rewards.
Mindy shows you your Hero savings on the mortgage, and how much more you'd save by pairing with a participating Homes for Heroes real estate specialist.
Close on your home with extra cash kept in your pocket — your thank-you for serving the community.
Hero Rewards can come from two sides of your transaction. Mindy handles the mortgage side; a participating real estate specialist adds the other.
As a Homes for Heroes affiliate lender, Mindy provides Hero savings toward your loan — a credit that helps offset your costs to close. Available whether or not you use a Homes for Heroes real estate agent.
Pair with a participating Homes for Heroes real estate specialist and earn additional Hero Rewards. The program reports these savings often average roughly $700 for every $100,000 in home price.
Savings are examples only and vary by transaction, loan program, and price. Amounts are not guaranteed and are subject to program terms. Ask Mindy for an estimate based on your specific situation.
Are you an agent who works with heroes? Partner with Mindy to offer your firefighter, nurse, teacher, law-enforcement, and military clients Homes for Heroes savings on their financing — a genuine value-add that helps you win and thank hero clients.
Whether you're already a Homes for Heroes affiliate or just want your clients to benefit from Mindy's lender-side Hero savings, let's talk about working together.
Firefighters and first responders, EMS, law enforcement, active-duty military and veterans, healthcare professionals, and teachers typically qualify. If you serve your community in another role, ask Mindy — she'll confirm.
No. You can still receive Mindy's lender-side Hero savings by financing with her, even if your agent isn't a Homes for Heroes affiliate. Using a participating Homes for Heroes real estate specialist simply stacks additional savings on top.
It depends on your transaction, loan program, and price. Real estate–side Hero Rewards are often reported at about $700 per $100,000 of home price, and Mindy adds savings on the mortgage side. Ask her for a personalized estimate — amounts aren't guaranteed and are subject to program terms.
Often, yes. Many military members and veterans pair their VA loan with Homes for Heroes savings. See VA loans →
Absolutely. Reach out and Mindy will walk you through bringing Homes for Heroes savings to your hero clients. Call (503) 312-3845 or email [email protected].
Find out what you qualify for — it's free to ask and there's no obligation.
