Home loans in Happy Valley, made simple.

Happy Valley is one of the metro's fastest-growing communities — known for new construction, scenic views, and excellent schools on Portland's southeast side.

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Local Expertise

Your Happy Valley mortgage, handled with care

Mindy Hay is a senior loan officer with Union Home Mortgage, licensed in Oregon (NMLS #292224). With 16+ years of experience and a proud Homes for Heroes affiliation, she gives Happy Valley buyers clear advice, fast answers, and a loan built around real life — not a call center.

Neighborhoods & communities served

Scouters Mountain Rock Creek Altamont Eagle Landing Mount Talbert

Loan options for Happy Valley buyers

Conventional FHA VA Loans USDA Jumbo Refinance First-Time Buyer Renovation Investor & DSCR

Nearby areas

Lake Oswego, OR Portland, OR Tigard, OR Beaverton, OR

Happy Valley Mortgage FAQ

Questions from Happy Valley buyers

Do you lend in Happy Valley?

Yes — Oregon NMLS #292224. Mindy helps Happy Valley buyers with purchases, new construction, and refinances.

Can you help with a new-construction home in Happy Valley?

Absolutely — new builds are everywhere here, and Mindy coordinates financing with your builder.

Happy Valley, OR

Let's find your Happy Valley home loan.

Get pre-approved, ask a question, or just see what's possible. No pressure — real answers.

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